- IFSC code
- IOBA0003894
- Branch
- Kusumkhera
- MICR code
- 263020002
- Address
- Village Harinagar, Kusumkhera, Tehsil-Haldwani, District - Nainital, State-Uttarakhand, PIN Code - 263139
- City
- Nainital (district Haldwani)
- State
- Uttarakhand
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003894 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003894: the Kusumkhera branch
To send money, add the account number, the account holder's name and IOBA0003894 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Nainital
All Indian Overseas Bank branches in Nainital
Other banks in Nainital
- State Bank of India
- Bank of Baroda
- Yes Bank
- Nainital Bank
- Canara Bank
- Almora Urban Co-operative Bank
- Punjab National Bank
- Kurmanchal Nagar Sahakari Bank
Frequently asked questions
Which bank and branch is IOBA0003894?
IOBA0003894 belongs to Indian Overseas Bank, Kusumkhera branch, Village Harinagar, Kusumkhera, Tehsil-Haldwani, District - Nainital, State-Uttarakhand, PIN Code - 263139.
What is the MICR code of Indian Overseas Bank, Kusumkhera?
The MICR code is 263020002. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003894 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.