- IFSC code
- IOBA0003894
- Branch
- Kusumkhera
- MICR code
- 263020002
- Address
- Village Harinagar, Kusumkhera, Tehsil-Haldwani, District - Nainital, State-Uttarakhand, PIN Code - 263139
- City
- Nainital (district Haldwani)
- State
- Uttarakhand
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003894 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003894: the Kusumkhera branch
To send money, add the account number, the account holder's name and IOBA0003894 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Nainital
All Indian Overseas Bank branches in Nainital
Other banks in Nainital
- State Bank of India
- Bank of Baroda
- Yes Bank
- Nainital Bank
- Canara Bank
- Almora Urban Co-operative Bank
- Punjab National Bank
- Kurmanchal Nagar Sahakari Bank
Frequently asked questions
Which bank and branch is IOBA0003894?
IOBA0003894 belongs to Indian Overseas Bank, Kusumkhera branch, Village Harinagar, Kusumkhera, Tehsil-Haldwani, District - Nainital, State-Uttarakhand, PIN Code - 263139.
What is the MICR code of Indian Overseas Bank, Kusumkhera?
The MICR code is 263020002. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003894 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.