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IOBA0003872: Indian Overseas Bank, Nilmatha

IOBA0003872 is the IFSC code of the Nilmatha branch of Indian Overseas Bank in Lucknow, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003872
Branch
Nilmatha
MICR code
226020040
Address
Plot No 193,Near Sai Public School Vijayanagar Sector-B,Nilmatha Bazar Nagram Road226002
City
Lucknow
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003872 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003872: the Nilmatha branch

To send money, add the account number, the account holder's name and IOBA0003872 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Lucknow

All Indian Overseas Bank branches in Lucknow

Other banks in Lucknow

Frequently asked questions

Which bank and branch is IOBA0003872?

IOBA0003872 belongs to Indian Overseas Bank, Nilmatha branch, Plot No 193,Near Sai Public School Vijayanagar Sector-B,Nilmatha Bazar Nagram Road226002.

What is the MICR code of Indian Overseas Bank, Nilmatha?

The MICR code is 226020040. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003872 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.