- IFSC code
- IOBA0003862
- Branch
- Viraj Khand
- MICR code
- 226020039
- Address
- 1/11, Viraj Khand, Near Max Super Hospital, Lucknow-226010
- City
- Lucknow
- State
- Uttar Pradesh
- Phone
- +918005387541
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003862 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003862: the Viraj Khand branch
To send money, add the account number, the account holder's name and IOBA0003862 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Lucknow
- MohanlalganjIOBA0003861
- DubaggaIOBA0003859
- Bijnor RoadIOBA0003858
- RLPC LucknowIOBA0003853
- NilmathaIOBA0003872
- SugamauIOBA0003848
- TelibaghIOBA0003835
- BhithauliIOBA0003827
- AlambaghIOBA0003817
- PaikaramauIOBA0003910
- JabarauliIOBA0003911
- Nijampur MalhourIOBA0003912
All Indian Overseas Bank branches in Lucknow
Other banks in Lucknow
- State Bank of India
- Union Bank of India
- Punjab National Bank
- Bank of Baroda
- HDFC Bank
- Canara Bank
- ICICI Bank
- Bank of India
Frequently asked questions
Which bank and branch is IOBA0003862?
IOBA0003862 belongs to Indian Overseas Bank, Viraj Khand branch, 1/11, Viraj Khand, Near Max Super Hospital, Lucknow-226010.
What is the MICR code of Indian Overseas Bank, Viraj Khand?
The MICR code is 226020039. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003862 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.