- IFSC code
- IOBA0003862
- Branch
- Viraj Khand
- MICR code
- 226020039
- Address
- 1/11, Viraj Khand, Near Max Super Hospital, Lucknow-226010
- City
- Lucknow
- State
- Uttar Pradesh
- Phone
- +918005387541
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003862 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003862: the Viraj Khand branch
To send money, add the account number, the account holder's name and IOBA0003862 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Lucknow
- MohanlalganjIOBA0003861
- DubaggaIOBA0003859
- Bijnor RoadIOBA0003858
- RLPC LucknowIOBA0003853
- NilmathaIOBA0003872
- SugamauIOBA0003848
- TelibaghIOBA0003835
- BhithauliIOBA0003827
- AlambaghIOBA0003817
- PaikaramauIOBA0003910
- JabarauliIOBA0003911
- Nijampur MalhourIOBA0003912
All Indian Overseas Bank branches in Lucknow
Other banks in Lucknow
- State Bank of India
- Union Bank of India
- Punjab National Bank
- Bank of Baroda
- HDFC Bank
- Canara Bank
- ICICI Bank
- Bank of India
Frequently asked questions
Which bank and branch is IOBA0003862?
IOBA0003862 belongs to Indian Overseas Bank, Viraj Khand branch, 1/11, Viraj Khand, Near Max Super Hospital, Lucknow-226010.
What is the MICR code of Indian Overseas Bank, Viraj Khand?
The MICR code is 226020039. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003862 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.