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IOBA0003431: Indian Overseas Bank, Mira Road Thane

IOBA0003431 is the IFSC code of the Mira Road Thane branch of Indian Overseas Bank in Thane, Maharashtra. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003431
Branch
Mira Road Thane
MICR code
400020080
Address
Golden Palace Estate,Near Sai Pertro Pump,Mira Bhayander Road,Mira Road E Thane 401 107
City
Thane
State
Maharashtra
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003431 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003431: the Mira Road Thane branch

To send money, add the account number, the account holder's name and IOBA0003431 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Thane

All Indian Overseas Bank branches in Thane

Other banks in Thane

Frequently asked questions

Which bank and branch is IOBA0003431?

IOBA0003431 belongs to Indian Overseas Bank, Mira Road Thane branch, Golden Palace Estate,Near Sai Pertro Pump,Mira Bhayander Road,Mira Road E Thane 401 107.

What is the MICR code of Indian Overseas Bank, Mira Road Thane?

The MICR code is 400020080. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003431 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.