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IOBA0001978: Indian Overseas Bank, Ghodbundar Road

IOBA0001978 is the IFSC code of the Ghodbundar Road branch of Indian Overseas Bank in Thane, Maharashtra. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001978
Branch
Ghodbundar Road
MICR code
400020068
Address
1st Floor,Arihant Plaza,Phase 1 Ovala,Ghodbundar Road Thane PIN 400607
City
Thane
State
Maharashtra
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001978 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001978: the Ghodbundar Road branch

To send money, add the account number, the account holder's name and IOBA0001978 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Thane

All Indian Overseas Bank branches in Thane

Other banks in Thane

Frequently asked questions

Which bank and branch is IOBA0001978?

IOBA0001978 belongs to Indian Overseas Bank, Ghodbundar Road branch, 1st Floor,Arihant Plaza,Phase 1 Ovala,Ghodbundar Road Thane PIN 400607.

What is the MICR code of Indian Overseas Bank, Ghodbundar Road?

The MICR code is 400020068. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001978 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.