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IOBA0003181: Indian Overseas Bank, Kalwacharla

IOBA0003181 is the IFSC code of the Kalwacharla branch of Indian Overseas Bank in Karimnagar, Andhra Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003181
Branch
Kalwacharla
Address
2 50 by 4 Kalwacharla Village,Kamanpur Mandal,Karimnagar Dist,505155
City
Karimnagar (district Kamanpur)
State
Andhra Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003181 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003181: the Kalwacharla branch

To send money, add the account number, the account holder's name and IOBA0003181 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Karimnagar

All Indian Overseas Bank branches in Karimnagar

Other banks in Karimnagar

Frequently asked questions

Which bank and branch is IOBA0003181?

IOBA0003181 belongs to Indian Overseas Bank, Kalwacharla branch, 2 50 by 4 Kalwacharla Village,Kamanpur Mandal,Karimnagar Dist,505155.

Can I use IOBA0003181 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.