- IFSC code
- IOBA0003145
- Branch
- Dugri
- MICR code
- 141020029
- Address
- Sco 1 2 3 Half Part Nitesh Vihar Village,Durgi Dhandran Road,Ludhiana 141013
- City
- Gurdaspur
- State
- Punjab
- Phone
- +914428584896
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003145 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003145: the Dugri branch
To send money, add the account number, the account holder's name and IOBA0003145 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Gurdaspur
- DinanagarIOBA0004167
- DhariwalIOBA0004168
- Ferozepurferozepur CantonmentIOBA0002100
- BatalaIOBA0001912
- GurdaspurIOBA0001603
- PathankotIOBA0000581
All Indian Overseas Bank branches in Gurdaspur
Other banks in Gurdaspur
- Punjab & Sind Bank
- State Bank of India
- HDFC Bank
- Punjab National Bank
- ICICI Bank
- Axis Bank
- Canara Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is IOBA0003145?
IOBA0003145 belongs to Indian Overseas Bank, Dugri branch, Sco 1 2 3 Half Part Nitesh Vihar Village,Durgi Dhandran Road,Ludhiana 141013.
What is the MICR code of Indian Overseas Bank, Dugri?
The MICR code is 141020029. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003145 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.