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IOBA0001603: Indian Overseas Bank, Gurdaspur

IOBA0001603 is the IFSC code of the Gurdaspur branch of Indian Overseas Bank in Gurdaspur, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001603
Branch
Gurdaspur
MICR code
143020202
Address
514 by 18, Police Lines Road, Gurdaspur 143521
City
Gurdaspur
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001603 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001603: the Gurdaspur branch

To send money, add the account number, the account holder's name and IOBA0001603 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Gurdaspur

All Indian Overseas Bank branches in Gurdaspur

Other banks in Gurdaspur

Frequently asked questions

Which bank and branch is IOBA0001603?

IOBA0001603 belongs to Indian Overseas Bank, Gurdaspur branch, 514 by 18, Police Lines Road, Gurdaspur 143521.

What is the MICR code of Indian Overseas Bank, Gurdaspur?

The MICR code is 143020202. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001603 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.