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IOBA0003131: Indian Overseas Bank, Nainod

IOBA0003131 is the IFSC code of the Nainod branch of Indian Overseas Bank in Indore, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003131
Branch
Nainod
MICR code
452020009
Address
139 Gandhinagar,Village Nainod,P O Gandhinagar,Dist Indore MP PIN 453112
City
Indore
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003131 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003131: the Nainod branch

To send money, add the account number, the account holder's name and IOBA0003131 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Indore

All Indian Overseas Bank branches in Indore

Other banks in Indore

Frequently asked questions

Which bank and branch is IOBA0003131?

IOBA0003131 belongs to Indian Overseas Bank, Nainod branch, 139 Gandhinagar,Village Nainod,P O Gandhinagar,Dist Indore MP PIN 453112.

What is the MICR code of Indian Overseas Bank, Nainod?

The MICR code is 452020009. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003131 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.