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IOBA0002138: Indian Overseas Bank, Kottayamt B Road

IOBA0002138 is the IFSC code of the Kottayamt B Road branch of Indian Overseas Bank in Kottayam, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002138
Branch
Kottayamt B Road
MICR code
686020003
Address
Building No 13 by 536, First Floor, Muthoot Crown Plaza, T B Road, Kottayam PIN 686001
City
Kottayam
State
Kerala
Phone
2301274
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002138 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002138: the Kottayamt B Road branch

To send money, add the account number, the account holder's name and IOBA0002138 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kottayam

All Indian Overseas Bank branches in Kottayam

Other banks in Kottayam

Frequently asked questions

Which bank and branch is IOBA0002138?

IOBA0002138 belongs to Indian Overseas Bank, Kottayamt B Road branch, Building No 13 by 536, First Floor, Muthoot Crown Plaza, T B Road, Kottayam PIN 686001.

What is the MICR code of Indian Overseas Bank, Kottayamt B Road?

The MICR code is 686020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002138 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.