- IFSC code
- IOBA0000040
- Branch
- Kottayam
- MICR code
- 686020002
- Address
- Oopoottil Building, KK.Road, Kottayam - 686 001
- City
- Kottayam
- State
- Kerala
- Phone
- +914812562004
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000040 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000040: the Kottayam branch
To send money, add the account number, the account holder's name and IOBA0000040 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Kottayam
- KallaraIOBA0000363
- ChenganacherryIOBA0000648
- KanjirapalliIOBA0001261
- NagampadamIOBA0001962
- AnakkalIOBA0001966
- Kottayamt B RoadIOBA0002138
- ParathodeIOBA0002271
- PampadyIOBA0002473
- Ponkunnam ChirakkadavuIOBA0003417
- PuthupallyIOBA0003458
- ErattupettaIOBA0003459
- EttumanoorIOBA0003509
All Indian Overseas Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0000040?
IOBA0000040 belongs to Indian Overseas Bank, Kottayam branch, Oopoottil Building, KK.Road, Kottayam - 686 001.
What is the MICR code of Indian Overseas Bank, Kottayam?
The MICR code is 686020002. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000040 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.