- IFSC code
- IOBA0000040
- Branch
- Kottayam
- MICR code
- 686020002
- Address
- Oopoottil Building, KK.Road, Kottayam - 686 001
- City
- Kottayam
- State
- Kerala
- Phone
- +914812562004
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000040 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000040: the Kottayam branch
To send money, add the account number, the account holder's name and IOBA0000040 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Kottayam
- KallaraIOBA0000363
- ChenganacherryIOBA0000648
- KanjirapalliIOBA0001261
- NagampadamIOBA0001962
- AnakkalIOBA0001966
- Kottayamt B RoadIOBA0002138
- ParathodeIOBA0002271
- PampadyIOBA0002473
- Ponkunnam ChirakkadavuIOBA0003417
- PuthupallyIOBA0003458
- ErattupettaIOBA0003459
- EttumanoorIOBA0003509
All Indian Overseas Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0000040?
IOBA0000040 belongs to Indian Overseas Bank, Kottayam branch, Oopoottil Building, KK.Road, Kottayam - 686 001.
What is the MICR code of Indian Overseas Bank, Kottayam?
The MICR code is 686020002. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000040 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.