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IOBA0001638: Indian Overseas Bank, Edapal

IOBA0001638 is the IFSC code of the Edapal branch of Indian Overseas Bank in Malappuram, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001638
Branch
Edapal
MICR code
679020302
Address
Xii by 596a Rajadhani Complex Calicut Road Edappal PIN 679576
City
Malappuram
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001638 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001638: the Edapal branch

To send money, add the account number, the account holder's name and IOBA0001638 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Malappuram

All Indian Overseas Bank branches in Malappuram

Other banks in Malappuram

Frequently asked questions

Which bank and branch is IOBA0001638?

IOBA0001638 belongs to Indian Overseas Bank, Edapal branch, Xii by 596a Rajadhani Complex Calicut Road Edappal PIN 679576.

What is the MICR code of Indian Overseas Bank, Edapal?

The MICR code is 679020302. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001638 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.