- IFSC code
- IOBA0001123
- Branch
- Pakhoval Road
- MICR code
- 141020007
- Address
- 745,Sargodha Colony Pakhowal RD,Ludhiana
- City
- Ludhiana
- State
- Punjab
- Phone
- 2406571
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001123 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001123: the Pakhoval Road branch
To send money, add the account number, the account holder's name and IOBA0001123 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ludhiana
- Arya College BRCHIOBA0001406
- Ludhiana Rahon RoadIOBA0001477
- Ludhiana CMCIOBA0001525
- SiaharIOBA0000688
- Sunder NagarIOBA0001589
- MillerganjIOBA0001590
- KhannaIOBA0000629
- ChakohiIOBA0000575
- Baddowal Fad Baddowal CantonmentIOBA0001723
- HalwaraIOBA0001727
- MullanpurdakhamandiIOBA0000474
- Civil LinesIOBA0000446
All Indian Overseas Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0001123?
IOBA0001123 belongs to Indian Overseas Bank, Pakhoval Road branch, 745,Sargodha Colony Pakhowal RD,Ludhiana.
What is the MICR code of Indian Overseas Bank, Pakhoval Road?
The MICR code is 141020007. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001123 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.