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IOBA0000474: Indian Overseas Bank, Mullanpurdakhamandi

IOBA0000474 is the IFSC code of the Mullanpurdakhamandi branch of Indian Overseas Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000474
Branch
Mullanpurdakhamandi
MICR code
141020025
Address
Shop No 6,Mullanpur Dakha Mandi,PIN 141101
City
Ludhiana (district Mullanpur Dakha)
State
Punjab
Phone
2878138
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000474 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000474: the Mullanpurdakhamandi branch

To send money, add the account number, the account holder's name and IOBA0000474 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IOBA0000474?

IOBA0000474 belongs to Indian Overseas Bank, Mullanpurdakhamandi branch, Shop No 6,Mullanpur Dakha Mandi,PIN 141101.

What is the MICR code of Indian Overseas Bank, Mullanpurdakhamandi?

The MICR code is 141020025. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000474 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.