Skip to content
SmartFigure

IOBA0001046: Indian Overseas Bank, Commercial and Instl Credit

IOBA0001046 is the IFSC code of the Commercial and Instl Credit branch of Indian Overseas Bank in Chennai, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0001046
Branch
Commercial and Instl Credit
MICR code
600020006
Address
98-A, Euros Corporate Centre, DR Radhakrishnan Salai, Mylapore, Chennai - 600004
City
Chennai
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001046 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 001046: the Commercial and Instl Credit branch

To send money, add the account number, the account holder's name and IOBA0001046 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Chennai

All Indian Overseas Bank branches in Chennai

Other banks in Chennai

Frequently asked questions

Which bank and branch is IOBA0001046?

IOBA0001046 belongs to Indian Overseas Bank, Commercial and Instl Credit branch, 98-A, Euros Corporate Centre, DR Radhakrishnan Salai, Mylapore, Chennai - 600004.

What is the MICR code of Indian Overseas Bank, Commercial and Instl Credit?

The MICR code is 600020006. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001046 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.