- IFSC code
- IOBA0001296
- Branch
- Velachery
- MICR code
- 600020074
- Address
- 15, 100 Feet Bypass RD, North Vijaya NGR, Velachery, Chennai
- City
- Chennai
- State
- Tamil Nadu
- Phone
- 22451114
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001296 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001296: the Velachery branch
To send money, add the account number, the account holder's name and IOBA0001296 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Chennai
- SME KilpaukIOBA0001288
- B RdwayIOBA0001307
- ChoolaimeduIOBA0001308
- Mmda NagarIOBA0001310
- NesapakkamIOBA0001312
- RangarajapuramIOBA0001313
- Thiruvottiyur MarketIOBA0001253
- SecretariatIOBA0001172
- College RoadIOBA0001423
- SSI GuindyIOBA0001447
- VallurIOBA0001448
- ValmikinagarIOBA0001472
All Indian Overseas Bank branches in Chennai
Other banks in Chennai
- State Bank of India
- HDFC Bank
- ICICI Bank
- Canara Bank
- Axis Bank
- Union Bank of India
- Karur Vysya Bank
- Indian Bank
Frequently asked questions
Which bank and branch is IOBA0001296?
IOBA0001296 belongs to Indian Overseas Bank, Velachery branch, 15, 100 Feet Bypass RD, North Vijaya NGR, Velachery, Chennai.
What is the MICR code of Indian Overseas Bank, Velachery?
The MICR code is 600020074. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001296 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.