- IFSC code
- IOBA0000973
- Branch
- Malad
- MICR code
- 400020029
- Address
- No 66, Silver Croft, Marve Road, Malad West, Mumbai - 400064
- City
- Greater Bombay (district Mumbai)
- State
- Maharashtra
- Phone
- 28617075
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000973 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000973: the Malad branch
To send money, add the account number, the account holder's name and IOBA0000973 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Greater Bombay
- Ville Parle EastIOBA0000913
- Mumbai KalyanIOBA0000897
- Pali HillIOBA0001132
- R O Mumbai MetroIOBA0000801
- ChakalaIOBA0000756
- IskconIOBA0001245
- Borivili WestIOBA0000584
- Sion EastIOBA0000542
- Mumbai Kandivili EastIOBA0001435
- MumbaisanpadaIOBA0001502
- Mumbai WadalaIOBA0000431
- Garodia NagarIOBA0000397
All Indian Overseas Bank branches in Greater Bombay
Other banks in Greater Bombay
- ICICI Bank
- State Bank of India
- Canara Bank
- Union Bank of India
- Saraswat Co-operative Bank
- SVC Co-operative Bank
- Central Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0000973?
IOBA0000973 belongs to Indian Overseas Bank, Malad branch, No 66, Silver Croft, Marve Road, Malad West, Mumbai - 400064.
What is the MICR code of Indian Overseas Bank, Malad?
The MICR code is 400020029. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000973 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.