- IFSC code
- IOBA0000397
- Branch
- Garodia Nagar
- MICR code
- 400020011
- Address
- Plot No 167, 90 Feet Road, Garodia Nagar, Ghatkopar East, Mumbai - 400077
- City
- Greater Bombay (district Mumbai)
- State
- Maharashtra
- Phone
- 25064903
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000397 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000397: the Garodia Nagar branch
To send money, add the account number, the account holder's name and IOBA0000397 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Greater Bombay
- Delisle RoadIOBA0000388
- Nandjyot Indust EstateIOBA0000386
- Mumbai WadalaIOBA0000431
- JogeshwariIOBA0000330
- Sion EastIOBA0000542
- Santa CruzIOBA0000247
- Breach CandyIOBA0000222
- Borivili WestIOBA0000584
- AndheriIOBA0000209
- WorliIOBA0000205
- JuhuIOBA0000199
- GhatkoparIOBA0000162
All Indian Overseas Bank branches in Greater Bombay
Other banks in Greater Bombay
- ICICI Bank
- State Bank of India
- Canara Bank
- Union Bank of India
- Saraswat Co-operative Bank
- SVC Co-operative Bank
- Central Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0000397?
IOBA0000397 belongs to Indian Overseas Bank, Garodia Nagar branch, Plot No 167, 90 Feet Road, Garodia Nagar, Ghatkopar East, Mumbai - 400077.
What is the MICR code of Indian Overseas Bank, Garodia Nagar?
The MICR code is 400020011. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000397 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.