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IOBA0000864: Indian Overseas Bank, Kottar

IOBA0000864 is the IFSC code of the Kottar branch of Indian Overseas Bank in Kanniyakumari, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000864
Branch
Kottar
MICR code
629020003
Address
23 by 2 121e, K P Road, Chettikulam Junction, Nagercoil PIN 629002
City
Kanniyakumari (district Kottaram)
State
Tamil Nadu
Phone
227827
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000864 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000864: the Kottar branch

To send money, add the account number, the account holder's name and IOBA0000864 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kanniyakumari

All Indian Overseas Bank branches in Kanniyakumari

Other banks in Kanniyakumari

Frequently asked questions

Which bank and branch is IOBA0000864?

IOBA0000864 belongs to Indian Overseas Bank, Kottar branch, 23 by 2 121e, K P Road, Chettikulam Junction, Nagercoil PIN 629002.

What is the MICR code of Indian Overseas Bank, Kottar?

The MICR code is 629020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000864 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.