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IOBA0000042: Indian Overseas Bank, Kulasekharam

IOBA0000042 is the IFSC code of the Kulasekharam branch of Indian Overseas Bank in Kanniyakumari, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000042
Branch
Kulasekharam
MICR code
629020103
Address
Nagacode Junction, Main Road, Kulasekharam, Thiruvettaru BLK, PIN 629161
City
Kanniyakumari (district Tiruvattar)
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000042 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000042: the Kulasekharam branch

To send money, add the account number, the account holder's name and IOBA0000042 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kanniyakumari

All Indian Overseas Bank branches in Kanniyakumari

Other banks in Kanniyakumari

Frequently asked questions

Which bank and branch is IOBA0000042?

IOBA0000042 belongs to Indian Overseas Bank, Kulasekharam branch, Nagacode Junction, Main Road, Kulasekharam, Thiruvettaru BLK, PIN 629161.

What is the MICR code of Indian Overseas Bank, Kulasekharam?

The MICR code is 629020103. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000042 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.