- IFSC code
- IOBA0000247
- Branch
- Santa Cruz
- MICR code
- 400020019
- Address
- 26 A, Harikripa, Swami Vivekananda Road, Santa Cruz West, Mumbai - 400054
- City
- Greater Bombay (district Mumbai)
- State
- Maharashtra
- Phone
- 26493019
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000247 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000247: the Santa Cruz branch
To send money, add the account number, the account holder's name and IOBA0000247 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Greater Bombay
- Breach CandyIOBA0000222
- AndheriIOBA0000209
- WorliIOBA0000205
- JuhuIOBA0000199
- JogeshwariIOBA0000330
- GhatkoparIOBA0000162
- Opera HouseIOBA0000140
- Bandra WestIOBA0000128
- Nandjyot Indust EstateIOBA0000386
- Delisle RoadIOBA0000388
- Garodia NagarIOBA0000397
- Mumbai WadalaIOBA0000431
All Indian Overseas Bank branches in Greater Bombay
Other banks in Greater Bombay
- ICICI Bank
- State Bank of India
- Canara Bank
- Union Bank of India
- Saraswat Co-operative Bank
- SVC Co-operative Bank
- Central Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0000247?
IOBA0000247 belongs to Indian Overseas Bank, Santa Cruz branch, 26 A, Harikripa, Swami Vivekananda Road, Santa Cruz West, Mumbai - 400054.
What is the MICR code of Indian Overseas Bank, Santa Cruz?
The MICR code is 400020019. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000247 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.