- IFSC code
- IOBA0000247
- Branch
- Santa Cruz
- MICR code
- 400020019
- Address
- 26 A, Harikripa, Swami Vivekananda Road, Santa Cruz West, Mumbai - 400054
- City
- Greater Bombay (district Mumbai)
- State
- Maharashtra
- Phone
- 26493019
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000247 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000247: the Santa Cruz branch
To send money, add the account number, the account holder's name and IOBA0000247 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Greater Bombay
- Breach CandyIOBA0000222
- AndheriIOBA0000209
- WorliIOBA0000205
- JuhuIOBA0000199
- JogeshwariIOBA0000330
- GhatkoparIOBA0000162
- Opera HouseIOBA0000140
- Bandra WestIOBA0000128
- Nandjyot Indust EstateIOBA0000386
- Delisle RoadIOBA0000388
- Garodia NagarIOBA0000397
- Mumbai WadalaIOBA0000431
All Indian Overseas Bank branches in Greater Bombay
Other banks in Greater Bombay
- ICICI Bank
- State Bank of India
- Canara Bank
- Union Bank of India
- Saraswat Co-operative Bank
- SVC Co-operative Bank
- Central Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0000247?
IOBA0000247 belongs to Indian Overseas Bank, Santa Cruz branch, 26 A, Harikripa, Swami Vivekananda Road, Santa Cruz West, Mumbai - 400054.
What is the MICR code of Indian Overseas Bank, Santa Cruz?
The MICR code is 400020019. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000247 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.