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IOBA0000294: Indian Overseas Bank, Nakkapalle

IOBA0000294 is the IFSC code of the Nakkapalle branch of Indian Overseas Bank in Vishakhapatnam, Andhra Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000294
Branch
Nakkapalle
MICR code
530020524
Address
3 96 2grand Trunk Roadnakkapalle Pin531081
City
Vishakhapatnam (district Nakkapalle)
State
Andhra Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000294 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000294: the Nakkapalle branch

To send money, add the account number, the account holder's name and IOBA0000294 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Vishakhapatnam

All Indian Overseas Bank branches in Vishakhapatnam

Other banks in Vishakhapatnam

Frequently asked questions

Which bank and branch is IOBA0000294?

IOBA0000294 belongs to Indian Overseas Bank, Nakkapalle branch, 3 96 2grand Trunk Roadnakkapalle Pin531081.

What is the MICR code of Indian Overseas Bank, Nakkapalle?

The MICR code is 530020524. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000294 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.