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IOBA0000121: Indian Overseas Bank, Visakhapatnam

IOBA0000121 is the IFSC code of the Visakhapatnam branch of Indian Overseas Bank in Vishakhapatnam, Andhra Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000121
Branch
Visakhapatnam
MICR code
530020001
Address
47-15-12, Station Road, Dwaraka Nagar, Visakhapatnam - 530016
City
Vishakhapatnam (district Visakhapatnam)
State
Andhra Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000121 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000121: the Visakhapatnam branch

To send money, add the account number, the account holder's name and IOBA0000121 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Vishakhapatnam

All Indian Overseas Bank branches in Vishakhapatnam

Other banks in Vishakhapatnam

Frequently asked questions

Which bank and branch is IOBA0000121?

IOBA0000121 belongs to Indian Overseas Bank, Visakhapatnam branch, 47-15-12, Station Road, Dwaraka Nagar, Visakhapatnam - 530016.

What is the MICR code of Indian Overseas Bank, Visakhapatnam?

The MICR code is 530020001. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000121 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.