Skip to content
SmartFigure

IOBA0000245: Indian Overseas Bank, Choolai

IOBA0000245 is the IFSC code of the Choolai branch of Indian Overseas Bank in Chennai, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000245
Branch
Choolai
MICR code
600020018
Address
22, Ex Servicemens Welfare,Sydenhams Road, Chennai - 600003
City
Chennai
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000245 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000245: the Choolai branch

To send money, add the account number, the account holder's name and IOBA0000245 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Chennai

All Indian Overseas Bank branches in Chennai

Other banks in Chennai

Frequently asked questions

Which bank and branch is IOBA0000245?

IOBA0000245 belongs to Indian Overseas Bank, Choolai branch, 22, Ex Servicemens Welfare,Sydenhams Road, Chennai - 600003.

What is the MICR code of Indian Overseas Bank, Choolai?

The MICR code is 600020018. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000245 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.