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IOBA0000196: Indian Overseas Bank, Ambattur Industrial Estate

IOBA0000196 is the IFSC code of the Ambattur Industrial Estate branch of Indian Overseas Bank in Chennai, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000196
Branch
Ambattur Industrial Estate
MICR code
600020023
Address
Plot No 96, South Phase, II Main Road, Ambattur Industrial Estate, Chennai - 600058
City
Chennai
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000196 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000196: the Ambattur Industrial Estate branch

To send money, add the account number, the account holder's name and IOBA0000196 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Chennai

All Indian Overseas Bank branches in Chennai

Other banks in Chennai

Frequently asked questions

Which bank and branch is IOBA0000196?

IOBA0000196 belongs to Indian Overseas Bank, Ambattur Industrial Estate branch, Plot No 96, South Phase, II Main Road, Ambattur Industrial Estate, Chennai - 600058.

What is the MICR code of Indian Overseas Bank, Ambattur Industrial Estate?

The MICR code is 600020023. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000196 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.