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IOBA0000227: Indian Overseas Bank, Ramachandrapuram

IOBA0000227 is the IFSC code of the Ramachandrapuram branch of Indian Overseas Bank in Sivaganga, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000227
Branch
Ramachandrapuram
MICR code
622020004
Address
3 by 81 Bazaar Street Ramachandrapuram PIN 622505
City
Sivaganga (district Karaikudi)
State
Tamil Nadu
Phone
272249
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000227 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000227: the Ramachandrapuram branch

To send money, add the account number, the account holder's name and IOBA0000227 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Sivaganga

All Indian Overseas Bank branches in Sivaganga

Other banks in Sivaganga

Frequently asked questions

Which bank and branch is IOBA0000227?

IOBA0000227 belongs to Indian Overseas Bank, Ramachandrapuram branch, 3 by 81 Bazaar Street Ramachandrapuram PIN 622505.

What is the MICR code of Indian Overseas Bank, Ramachandrapuram?

The MICR code is 622020004. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000227 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.