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IOBA0000034: Indian Overseas Bank, Karaikudi

IOBA0000034 is the IFSC code of the Karaikudi branch of Indian Overseas Bank in Sivaganga, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000034
Branch
Karaikudi
MICR code
630020002
Address
72,73,74,Sekkalai Road,Karaikudi PIN 630001
City
Sivaganga (district Karaikudi)
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000034 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000034: the Karaikudi branch

To send money, add the account number, the account holder's name and IOBA0000034 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Sivaganga

All Indian Overseas Bank branches in Sivaganga

Other banks in Sivaganga

Frequently asked questions

Which bank and branch is IOBA0000034?

IOBA0000034 belongs to Indian Overseas Bank, Karaikudi branch, 72,73,74,Sekkalai Road,Karaikudi PIN 630001.

What is the MICR code of Indian Overseas Bank, Karaikudi?

The MICR code is 630020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000034 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.