- IFSC code
- ESMF0001981
- Branch
- Cherukunnu
- MICR code
- 670760011
- Address
- Building No 38/A,B,C, Near by Kannapuram Railway Station,P O Cherukkunu,Kannurkerala670 301
- City
- Kannur
- State
- Kerala
- Phone
- +917994458377
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001981 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001981: the Cherukunnu branch
To send money, add the account number, the account holder's name and ESMF0001981 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Kannur
- AlakodeESMF0001983
- KalliasseriESMF0001984
- AnjarakandyESMF0001985
- PappinisseriESMF0001988
- UlikkalESMF0001989
- PariyaramESMF0001990
- PayyavoorESMF0001991
- SreekandapuramESMF0001992
- KaruvanchalESMF0001956
- ChemperiESMF0001955
- Kannur-ThalaserryESMF0001814
- TaliparambaESMF0001802
All ESAF Small Finance Bank branches in Kannur
Other banks in Kannur
- Kerala Gramin Bank
- Kerala State Co-operative Bank
- IDBI
- State Bank of India
- Federal Bank
- Bank of Baroda
- South Indian Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001981?
ESMF0001981 belongs to ESAF Small Finance Bank, Cherukunnu branch, Building No 38/A,B,C, Near by Kannapuram Railway Station,P O Cherukkunu,Kannurkerala670 301.
What is the MICR code of ESAF Small Finance Bank, Cherukunnu?
The MICR code is 670760011. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001981 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.