ESMF0001973 IFSC Code – ESAF Small Finance Bank, Eluru

ESMF0001973: ESAF Small Finance Bank, Eluru

ESMF0001973 is the IFSC code of the Eluru branch of ESAF Small Finance Bank in Eluru, Andhra Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: ESMF0001973
Bank: ESAF Small Finance Bank
Branch: Eluru
MICR code: 534760004
Address: No 18/2 A1-A2, JK Mansionsanivarapupeta Road, Sanivarapupetaeluruandhra Pradesh, 534003
City: Eluru
State: Andhra Pradesh
Phone: +919895884045
Transfers: NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001973 means

ESMF: the bank, ESAF Small Finance Bank
0: always zero, kept for future use
001973: the Eluru branch

To send money, add the account number, the account holder's name and ESMF0001973 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Eluru

Frequently asked questions

Which bank and branch is ESMF0001973?

ESMF0001973 belongs to ESAF Small Finance Bank, Eluru branch, No 18/2 A1-A2, JK Mansionsanivarapupeta Road, Sanivarapupetaeluruandhra Pradesh, 534003.

What is the MICR code of ESAF Small Finance Bank, Eluru?

The MICR code is 534760004. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001973 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.