- IFSC code
- ESMF0001783
- Branch
- Ratnagiri
- Address
- Shivrudra Pride,First Floor,Opp.Telephone Colony,Sivaji Nagar,Ratnagiri,Ratnagiri-Kolhapur Highway,Ratnagiri PO,Ratnagiri Nagar Parishad,Ratnagiri District,Maharashtra-415612
- City
- Ratnagiri (district Maharashtra)
- State
- Maharashtra
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001783 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001783: the Ratnagiri branch
To send money, add the account number, the account holder's name and ESMF0001783 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ratnagiri
- IDBI
- Bank of Maharashtra
- Maharashtra Gramin Bank
- State Bank of India
- Bank of India
- Union Bank of India
- SVC Co-operative Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001783?
ESMF0001783 belongs to ESAF Small Finance Bank, Ratnagiri branch, Shivrudra Pride,First Floor,Opp.Telephone Colony,Sivaji Nagar,Ratnagiri,Ratnagiri-Kolhapur Highway,Ratnagiri PO,Ratnagiri Nagar Parishad,Ratnagiri District,Maharashtra-415612.
Can I use ESMF0001783 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.