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ESMF0001783: ESAF Small Finance Bank, Ratnagiri

ESMF0001783 is the IFSC code of the Ratnagiri branch of ESAF Small Finance Bank in Ratnagiri, Maharashtra. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001783
Bank
ESAF Small Finance Bank
Branch
Ratnagiri
Address
Shivrudra Pride,First Floor,Opp.Telephone Colony,Sivaji Nagar,Ratnagiri,Ratnagiri-Kolhapur Highway,Ratnagiri PO,Ratnagiri Nagar Parishad,Ratnagiri District,Maharashtra-415612
City
Ratnagiri (district Maharashtra)
State
Maharashtra
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001783 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001783: the Ratnagiri branch

To send money, add the account number, the account holder's name and ESMF0001783 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Ratnagiri

Frequently asked questions

Which bank and branch is ESMF0001783?

ESMF0001783 belongs to ESAF Small Finance Bank, Ratnagiri branch, Shivrudra Pride,First Floor,Opp.Telephone Colony,Sivaji Nagar,Ratnagiri,Ratnagiri-Kolhapur Highway,Ratnagiri PO,Ratnagiri Nagar Parishad,Ratnagiri District,Maharashtra-415612.

Can I use ESMF0001783 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.