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ESMF0001728: ESAF Small Finance Bank, Garhwa

ESMF0001728 is the IFSC code of the Garhwa branch of ESAF Small Finance Bank in Garhwa, Jharkhand. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001728
Bank
ESAF Small Finance Bank
Branch
Garhwa
Address
Khata No-16,Plot No-29,First Floor,on Chiniya Road,Villi-Sahijana Ward No-08,Garhwa Dist,Jharkhand-822114
City
Garhwa
State
Jharkhand
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001728 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001728: the Garhwa branch

To send money, add the account number, the account holder's name and ESMF0001728 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Garhwa

Frequently asked questions

Which bank and branch is ESMF0001728?

ESMF0001728 belongs to ESAF Small Finance Bank, Garhwa branch, Khata No-16,Plot No-29,First Floor,on Chiniya Road,Villi-Sahijana Ward No-08,Garhwa Dist,Jharkhand-822114.

Can I use ESMF0001728 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.