- IFSC code
- ESMF0001728
- Branch
- Garhwa
- Address
- Khata No-16,Plot No-29,First Floor,on Chiniya Road,Villi-Sahijana Ward No-08,Garhwa Dist,Jharkhand-822114
- City
- Garhwa
- State
- Jharkhand
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001728 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001728: the Garhwa branch
To send money, add the account number, the account holder's name and ESMF0001728 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Garhwa
- State Bank of India
- Utkarsh Small Finance Bank
- Central Bank of India
- Axis Bank
- Union Bank of India
- Indian Bank
- ICICI Bank
- Punjab National Bank
Frequently asked questions
Which bank and branch is ESMF0001728?
ESMF0001728 belongs to ESAF Small Finance Bank, Garhwa branch, Khata No-16,Plot No-29,First Floor,on Chiniya Road,Villi-Sahijana Ward No-08,Garhwa Dist,Jharkhand-822114.
Can I use ESMF0001728 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.