- IFSC code
- ESMF0001603
- Branch
- Panamaram
- MICR code
- 670760205
- Address
- No 360 17,Kalpetta Manathavady Road,Near ST Judes Town Church,Panamaram P O,Wayanad Kerala 670721
- City
- Wayanad
- State
- Kerala
- Phone
- +918589903021
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001603 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001603: the Panamaram branch
To send money, add the account number, the account holder's name and ESMF0001603 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Wayanad
- ChulliyodeESMF0001624
- MuppainadESMF0001580
- VellamundaESMF0001578
- Purakkadi MeenangadiESMF0001575
- PulpalliESMF0001574
- ThalapuzhaESMF0001633
- CheeralESMF0001637
- PadinjaretharaESMF0001638
- KattikulamESMF0001639
- PerikkalloorESMF0001640
- Kottathara PallikunnuESMF0001548
- Kunnathidavaka VythiriESMF0001545
All ESAF Small Finance Bank branches in Wayanad
Other banks in Wayanad
- Kerala State Co-operative Bank
- Kerala Gramin Bank
- Canara Bank
- State Bank of India
- IDBI
- South Indian Bank
- Bank of Baroda
- ICICI Bank
Frequently asked questions
Which bank and branch is ESMF0001603?
ESMF0001603 belongs to ESAF Small Finance Bank, Panamaram branch, No 360 17,Kalpetta Manathavady Road,Near ST Judes Town Church,Panamaram P O,Wayanad Kerala 670721.
What is the MICR code of ESAF Small Finance Bank, Panamaram?
The MICR code is 670760205. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001603 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.