- IFSC code
- ESMF0001520
- Branch
- Nedumkandam Kalkoonthal
- MICR code
- 685760054
- Address
- Varakalayil Building,2nd Floor,Anedumkandam,Idukki,685553
- City
- Idukki (district Nedumkandam Kalkoonthal)
- State
- Kerala
- Phone
- +918589025461
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001520 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001520: the Nedumkandam Kalkoonthal branch
To send money, add the account number, the account holder's name and ESMF0001520 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Idukki
- ElapparaESMF0001516
- VandanmeduESMF0001418
- RajakumariESMF0001417
- ParathoduESMF0001416
- MarayoorESMF0001414
- VagamonESMF0001701
- KarimbanESMF0001293
- Keezhanthur MarayurESMF0001161
- AnavirattyESMF0001157
- VattavadaESMF0001147
- ThodupuzhaESMF0001143
- PooparaESMF0001125
All ESAF Small Finance Bank branches in Idukki
Other banks in Idukki
- Kerala State Co-operative Bank
- State Bank of India
- Union Bank of India
- Federal Bank
- South Indian Bank
- Kerala Gramin Bank
- Canara Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001520?
ESMF0001520 belongs to ESAF Small Finance Bank, Nedumkandam Kalkoonthal branch, Varakalayil Building,2nd Floor,Anedumkandam,Idukki,685553.
What is the MICR code of ESAF Small Finance Bank, Nedumkandam Kalkoonthal?
The MICR code is 685760054. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001520 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.