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ESMF0001485: ESAF Small Finance Bank, Barharwa

ESMF0001485 is the IFSC code of the Barharwa branch of ESAF Small Finance Bank in Sahebganj, Jharkhand. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001485
Branch
Barharwa
MICR code
816760102
Address
No 13,Jhikatia Village,Barharawa PO,Sahebganj District,816101
City
Sahebganj (district Barharwa)
State
Jharkhand
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001485 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001485: the Barharwa branch

To send money, add the account number, the account holder's name and ESMF0001485 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Sahebganj

Frequently asked questions

Which bank and branch is ESMF0001485?

ESMF0001485 belongs to ESAF Small Finance Bank, Barharwa branch, No 13,Jhikatia Village,Barharawa PO,Sahebganj District,816101.

What is the MICR code of ESAF Small Finance Bank, Barharwa?

The MICR code is 816760102. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001485 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.