- IFSC code
- ESMF0001474
- Branch
- Kharsia
- MICR code
- 496760501
- Address
- Gupta Complex,Rajgarh Square,Raigarh Road,Kharsia P O,Rajgarh Dist,Kharsi,Chhattisgarh,496661
- City
- Janjgir Champa (district Kharsia)
- State
- Chhattisgarh
- Phone
- +917593813400
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001474 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001474: the Kharsia branch
To send money, add the account number, the account holder's name and ESMF0001474 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Janjgir Champa
All ESAF Small Finance Bank branches in Janjgir Champa
Other banks in Janjgir Champa
- Chhattisgarh Rajya Gramin Bank
- State Bank of India
- HDFC Bank
- Indian Bank
- ICICI Bank
- Canara Bank
- Bank of Baroda
- Axis Bank
Frequently asked questions
Which bank and branch is ESMF0001474?
ESMF0001474 belongs to ESAF Small Finance Bank, Kharsia branch, Gupta Complex,Rajgarh Square,Raigarh Road,Kharsia P O,Rajgarh Dist,Kharsi,Chhattisgarh,496661.
What is the MICR code of ESAF Small Finance Bank, Kharsia?
The MICR code is 496760501. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001474 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.