- IFSC code
- ESMF0001474
- Branch
- Kharsia
- MICR code
- 496760501
- Address
- Gupta Complex,Rajgarh Square,Raigarh Road,Kharsia P O,Rajgarh Dist,Kharsi,Chhattisgarh,496661
- City
- Janjgir Champa (district Kharsia)
- State
- Chhattisgarh
- Phone
- +917593813400
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001474 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001474: the Kharsia branch
To send money, add the account number, the account holder's name and ESMF0001474 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Janjgir Champa
All ESAF Small Finance Bank branches in Janjgir Champa
Other banks in Janjgir Champa
- Chhattisgarh Rajya Gramin Bank
- State Bank of India
- HDFC Bank
- Indian Bank
- ICICI Bank
- Canara Bank
- Bank of Baroda
- Axis Bank
Frequently asked questions
Which bank and branch is ESMF0001474?
ESMF0001474 belongs to ESAF Small Finance Bank, Kharsia branch, Gupta Complex,Rajgarh Square,Raigarh Road,Kharsia P O,Rajgarh Dist,Kharsi,Chhattisgarh,496661.
What is the MICR code of ESAF Small Finance Bank, Kharsia?
The MICR code is 496760501. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001474 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.