ESMF0001392 IFSC Code – ESAF Small Finance Bank, Pandikkad

ESMF0001392: ESAF Small Finance Bank, Pandikkad

ESMF0001392 is the IFSC code of the Pandikkad branch of ESAF Small Finance Bank in Pandikkad, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: ESMF0001392
Bank: ESAF Small Finance Bank
Branch: Pandikkad
MICR code: 676760802
Address: Anjillan Building,Pandikkad PO,Malappuram,Kerala 676521
City: Pandikkad
State: Kerala
Phone: +918589904532
Transfers: NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001392 means

ESMF: the bank, ESAF Small Finance Bank
0: always zero, kept for future use
001392: the Pandikkad branch

To send money, add the account number, the account holder's name and ESMF0001392 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is ESMF0001392?

ESMF0001392 belongs to ESAF Small Finance Bank, Pandikkad branch, Anjillan Building,Pandikkad PO,Malappuram,Kerala 676521.

What is the MICR code of ESAF Small Finance Bank, Pandikkad?

The MICR code is 676760802. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001392 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.