ESMF0001294 IFSC Code – ESAF Small Finance Bank, Waraseoni

ESMF0001294: ESAF Small Finance Bank, Waraseoni

ESMF0001294 is the IFSC code of the Waraseoni branch of ESAF Small Finance Bank in Balaghat, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: ESMF0001294
Bank: ESAF Small Finance Bank
Branch: Waraseoni
MICR code: 481760001
Address: Utkarsha City,Ward No8,Waraseoni,Balaghat,Madhya Pradesh 481331
City: Balaghat (district Waraseoni)
State: Madhya Pradesh
Phone: +919288092325
Transfers: NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001294 means

ESMF: the bank, ESAF Small Finance Bank
0: always zero, kept for future use
001294: the Waraseoni branch

To send money, add the account number, the account holder's name and ESMF0001294 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Balaghat

All ESAF Small Finance Bank branches in Balaghat

Other banks in Balaghat

Frequently asked questions

Which bank and branch is ESMF0001294?

ESMF0001294 belongs to ESAF Small Finance Bank, Waraseoni branch, Utkarsha City,Ward No8,Waraseoni,Balaghat,Madhya Pradesh 481331.

What is the MICR code of ESAF Small Finance Bank, Waraseoni?

The MICR code is 481760001. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001294 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.