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ESMF0001245: ESAF Small Finance Bank, Bhilai

ESMF0001245 is the IFSC code of the Bhilai branch of ESAF Small Finance Bank in Bhilai,Durg, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

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IFSC code
ESMF0001245
Bank
ESAF Small Finance Bank
Branch
Bhilai
MICR code
491760001
Address
Ground Floor,Shanti Palza,Near Maa Ambey Hospital,Power House,G E Road,Bhilai,Durg,Chhattisgarh 490011
City
Bhilai,Durg (district Bhilai)
State
Chhattisgarh
Phone
+917593869398
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001245 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001245: the Bhilai branch

To send money, add the account number, the account holder's name and ESMF0001245 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is ESMF0001245?

ESMF0001245 belongs to ESAF Small Finance Bank, Bhilai branch, Ground Floor,Shanti Palza,Near Maa Ambey Hospital,Power House,G E Road,Bhilai,Durg,Chhattisgarh 490011.

What is the MICR code of ESAF Small Finance Bank, Bhilai?

The MICR code is 491760001. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001245 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.