ESMF0001239 IFSC Code – ESAF Small Finance Bank, Surat

ESMF0001239: ESAF Small Finance Bank, Surat

ESMF0001239 is the IFSC code of the Surat branch of ESAF Small Finance Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: ESMF0001239
Bank: ESAF Small Finance Bank
Branch: Surat
MICR code: 395760002
Address: No C,21st Century Business Center,Ring Road,Surat,Gujarat 395002
City: Surat
State: Gujarat
Phone: +917593804014
Transfers: NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001239 means

ESMF: the bank, ESAF Small Finance Bank
0: always zero, kept for future use
001239: the Surat branch

To send money, add the account number, the account holder's name and ESMF0001239 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Surat

Frequently asked questions

Which bank and branch is ESMF0001239?

ESMF0001239 belongs to ESAF Small Finance Bank, Surat branch, No C,21st Century Business Center,Ring Road,Surat,Gujarat 395002.

What is the MICR code of ESAF Small Finance Bank, Surat?

The MICR code is 395760002. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001239 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.