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ESMF0001200: ESAF Small Finance Bank, Kayamkulam

ESMF0001200 is the IFSC code of the Kayamkulam branch of ESAF Small Finance Bank in Alapuzha, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001200
Branch
Kayamkulam
MICR code
690760102
Address
Green Garden Buildings,Puthiyidam,Kayamkulam 676505,Alapuzha District
City
Alapuzha (district Kayamkulam)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001200 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001200: the Kayamkulam branch

To send money, add the account number, the account holder's name and ESMF0001200 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Alapuzha

All ESAF Small Finance Bank branches in Alapuzha

Other banks in Alapuzha

Frequently asked questions

Which bank and branch is ESMF0001200?

ESMF0001200 belongs to ESAF Small Finance Bank, Kayamkulam branch, Green Garden Buildings,Puthiyidam,Kayamkulam 676505,Alapuzha District.

What is the MICR code of ESAF Small Finance Bank, Kayamkulam?

The MICR code is 690760102. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001200 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.