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WhiteOak Capital Mutual Fund

WhiteOak Capital Ultra Short Term Fund

WhiteOak Capital Mutual Fund · Direct plan · Growth

3-year returns
7%
a year
NAV
₹1,520.39
▲ 0.02% · 18 Sept 2026
Fund size
₹584 Cr
Expense ratio
0.34%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹1,459.28 and has returned 6.45% a year over 3 years.

Returns, and where it stands

Against the average ultra short duration fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.4%6.5%behind22 of 25
3 years7%7.2%behind21 of 23
5 years6.3%6.6%behind18 of 22
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.5%0.5%
3 months1.8%1.6%
6 months3.6%3.3%
1 year6.4%5.9%
2 yearsp.a.6.9%6.3%
3 yearsp.a.7%6.5%
5 yearsp.a.6.3%5.7%
7 yearsp.a.5.9%5.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jun 2019.

Plan

NAV history

▲ 6.42% in the last 1Y

1,4301,4751,51918 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,630
XIRR (per year)
6.86%
Value today
₹1,99,630

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.4% a year
about the same as the ultra short duration fund average
Worst fall so far
−0.2%
May 2022 to May 2022, against −2.5% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.3% to 7.2%
A year, at worst and at best. Typically 5.9%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹500
Lock-in
None
Plan started
6 Jun 2019
Expense ratio
0.34%
as of 31 Jul 2026

Managed by Piyush Baranwal

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

WhiteOak Capital Ultra Short Term Fund against other funds in the Ultra Short Duration Fund category
Fund1Y3Y5YExpenseFund size
Nippon India Ultra Short Term Fund7%7.58%6.99%0.34%₹12,447 Cr
Tata Ultra Short Term Fund7.02%7.52%6.77%0.32%₹6,495 Cr
Aditya Birla Sun Life Ultra Short Term Fund6.68%7.5%6.76%0.27%₹18,819 Cr
Axis Ultra Short Term Fund6.8%7.45%6.77%0.36%₹6,074 Cr
Mirae Asset Ultra Short-Term Fund6.71%7.43%6.69%0.18%₹2,066 Cr
DSP Ultra Short Term Fund6.72%7.43%6.66%0.3%₹4,599 Cr
WhiteOak Capital Ultra Short Term Fund6.42%7.02%6.31%0.34%₹584 Cr

About WhiteOak Capital Ultra Short Term Fund

WhiteOak Capital Ultra Short Term Fund is a ultra short duration fund managed by WhiteOak Capital Mutual Fund. Debt funds with a portfolio duration of 3 to 6 months. Suited to money needed in a few months.

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

The scheme's stated objective, as published by WhiteOak Capital Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹1,520.3854147311
DirectDaily IDCW Reinvestment Option₹1,004.9898147316
DirectFortnightly IDCW Payout / Reinvestment Option₹1,005.5093147315
DirectMonthly IDCW Payout / Reinvestment Option₹1,006.0372147312
DirectWeekly IDCW Payout / Reinvestment Option₹1,005.1615147313
RegularGrowth Option₹1,459.2808147307
RegularDaily IDCW Reinvestment Option₹1,004.9926147308
RegularFortnightly IDCW Payout / Reinvestment Option₹1,005.3219147309
RegularMonthly IDCW Payout / Reinvestment Option₹1,004.8968147314
RegularWeekly IDCW Payout / Reinvestment Option₹1,006.5423147310

Frequently asked questions

What is the NAV of WhiteOak Capital Ultra Short Term Fund today?

The NAV of WhiteOak Capital Ultra Short Term Fund (Direct plan, Growth) is ₹1,520.3854 and the Regular plan NAV is ₹1,459.2808, as of 18 Sept 2026.

What returns has WhiteOak Capital Ultra Short Term Fund given?

Over the last year the Direct plan returned 6.42%, and 7.02% a year over 3 years and 6.31% a year over 5 years. That places it 21 of 23 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of WhiteOak Capital Ultra Short Term Fund?

The Direct plan charges 0.34% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in WhiteOak Capital Ultra Short Term Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹500 or more.

How much has WhiteOak Capital Ultra Short Term Fund fallen in the past?

Its deepest fall was 0.2% from 2 May 2022 to 11 May 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does WhiteOak Capital Ultra Short Term Fund belong to?

It is a Ultra Short Duration Fund from WhiteOak Capital Mutual Fund. Debt funds with a portfolio duration of 3 to 6 months. Suited to money needed in a few months.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from WhiteOak Capital Ultra Short Term Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.