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WhiteOak Capital Mutual Fund

WhiteOak Capital ELSS Tax Saver Fund

WhiteOak Capital Mutual Fund · Direct plan · Growth

3-year returns
15.8%
a year
NAV
₹19.05
▲ 0.78% · 18 Sept 2026
Fund size
₹507 Cr
Expense ratio
0.87%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹17.81 and has returned 13.9% a year over 3 years.

Returns, and where it stands

Against the average elss (tax saver) fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year1.9%-1.2%ahead11 of 38
3 years15.8%11.2%ahead5 of 37
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.7%-2.9%
3 months3%2.6%
6 months11.6%10.6%
1 year1.9%0.2%
2 yearsp.a.3.7%2%
3 yearsp.a.15.8%13.9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Oct 2022.

Plan

NAV history

▲ 1.85% in the last 1Y

16.117.919.618 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹28,185
XIRR (per year)
9.71%
Value today
₹2,08,185

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
14.2% a year
about the same as the elss (tax saver) fund average
Worst fall so far
−16.4%
Dec 2024 to Feb 2025.
Years that made money
97.4%
Of every one-year stretch it has been through.
Over any three years
15.2% to 23.9%
A year, at worst and at best. Typically 20.3%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹500
Lock-in
3 years
Plan started
14 Oct 2022
Portfolio turnover
0.00x
Expense ratio
0.87%
as of 31 Jul 2026

Managed by Piyush Baranwal, Ramesh Mantri, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

WhiteOak Capital ELSS Tax Saver Fund against other funds in the ELSS (Tax Saver) Fund category
Fund1Y3Y5YExpenseFund size
Motilal Oswal ELSS Tax Saver Fund8.69%21.87%17.29%0.98%₹5,134 Cr
ITI ELSS Tax Saver Fund3.29%16.7%13.08%0.88%₹463 Cr
JM ELSS - Tax Saver Fund7.21%16.45%14.4%1.29%₹248 Cr
HSBC ELSS Tax Saver Fund3.41%15.86%1.21%₹4,229 Cr
WhiteOak Capital ELSS Tax Saver Fund1.85%15.8%0.87%₹507 Cr
Baroda BNP Paribas ELSS Tax Saver Fund3.8%14.93%1.09%₹930 Cr
Quant ELSS Tax Saver Fund12.41%14.81%15.61%1.19%₹13,458 Cr

About WhiteOak Capital ELSS Tax Saver Fund

WhiteOak Capital ELSS Tax Saver Fund is a elss (tax saver) fund managed by WhiteOak Capital Mutual Fund. Equity Linked Savings Schemes: diversified equity funds with a 3-year lock-in. Investments qualify for the Section 80C deduction (up to ₹1.5 lakh) under the old tax regime.

To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The scheme's stated objective, as published by WhiteOak Capital Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹19.046150587
DirectIDCW Option₹19.046150586
RegularGrowth Option₹17.811150589
RegularIDCW Option₹17.811150588

Frequently asked questions

What is the NAV of WhiteOak Capital ELSS Tax Saver Fund today?

The NAV of WhiteOak Capital ELSS Tax Saver Fund (Direct plan, Growth) is ₹19.046 and the Regular plan NAV is ₹17.811, as of 18 Sept 2026.

What returns has WhiteOak Capital ELSS Tax Saver Fund given?

Over the last year the Direct plan returned 1.85%, and 15.8% a year over 3 years. That places it 5 of 37 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of WhiteOak Capital ELSS Tax Saver Fund?

The Direct plan charges 0.87% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in WhiteOak Capital ELSS Tax Saver Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹500 or more.

How much has WhiteOak Capital ELSS Tax Saver Fund fallen in the past?

Its deepest fall was 16.4% from 11 Dec 2024 to 28 Feb 2025. Of every one-year stretch in its history, 97% ended in a gain.

Which category does WhiteOak Capital ELSS Tax Saver Fund belong to?

It is a ELSS (Tax Saver) Fund from WhiteOak Capital Mutual Fund. Equity Linked Savings Schemes: diversified equity funds with a 3-year lock-in. Investments qualify for the Section 80C deduction (up to ₹1.5 lakh) under the old tax regime.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from WhiteOak Capital ELSS Tax Saver Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.