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UTI Mutual Fund

UTI - Nifty Next 50 Index Fund

UTI Mutual Fund · Direct plan · Growth

  • Index & ETF
  • Index Fund
  • Very High Risk
  • Rank 11 of 167 over 3 years
3-year returns
17.2%
a year
NAV
₹27.10
▼ 0.83% · 13 Nov 2026
Fund size
₹7,295 Cr
Expense ratio
0.47%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹26.00 and has returned 16.66% a year over 3 years.

Returns, and where it stands

Against the average index fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5%2.3%ahead95 of 318
3 years17.2%10.5%ahead11 of 167
5 years11.1%9.7%ahead17 of 49
Every period, and the Regular plan →
PeriodDirectRegular
1 month5.8%5.7%
3 months-2.4%-2.5%
6 months5.7%5.5%
1 year5%4.5%
2 yearsp.a.4.9%4.4%
3 yearsp.a.17.2%16.7%
5 yearsp.a.11.1%10.6%
7 yearsp.a.15%14.5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jun 2018.

Plan

NAV history

▲ 4.98% in the last 1Y

22.425.127.713 Nov 202515 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹21,219
XIRR (per year)
7.39%
Value today
₹2,01,219

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
18.6% a year
6.1% more than the category average — the bumpier side
Worst fall so far
−39.9%
Aug 2018 to Mar 2020, against −16% for the category.
Years that made money
73.9%
Of every one-year stretch it has been through.
Over any three years
9.3% to 27.4%
A year, at worst and at best. Typically 17.8%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
28 Jun 2018
Portfolio turnover
0.29x
Expense ratio
0.47%
as of 30 Sept 2026

Managed by Sharwan Goyal, Ayush Jain, Lokesh Kulthia

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

UTI - Nifty Next 50 Index Fund against other funds in the Index Fund category
Fund1Y3Y5YExpenseFund size
ICICI Prudential NASDAQ 100 Index Fund17.11%27%17.05%0.63%₹3,738 Cr
Motilal Oswal S&P 500 Index Fund17.88%24.99%16.03%0.49%₹2,919 Cr
ICICI Prudential Nifty Pharma Index Fund25.92%22.66%–0.51%₹163 Cr
Edelweiss MSCI India Domestic & World Healthcare 45 Index Fund22.77%21.88%15.76%0.55%₹192 Cr
ICICI Prudential Nifty Auto Index Fund2.73%19.99%–0.35%₹234 Cr
Motilal Oswal BSE Enhanced Value Index Fund-1.19%18.86%–0.52%₹2,132 Cr
UTI - Nifty Next 50 Index Fund4.98%17.18%11.07%0.47%₹7,295 Cr

About UTI - Nifty Next 50 Index Fund

UTI - Nifty Next 50 Index Fund is a index fund managed by UTI Mutual Fund. Passively track a market index such as the Nifty 50 or Sensex, with low costs and returns close to the index.

The principal investment objective of the scheme is to invest in stocks of companies comprising the underlying index and endeavor to achieve return equivalent to underlying index by “passive” investment. The scheme will be managed by replicating the index in the same weightages in the underlying Index with the intention of minimizing the performance differences between the scheme and the underlying Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scripts/weights as and when the same are altered in the underlying index.

The scheme's stated objective, as published by UTI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹27.1041143341
RegularGrowth₹25.9958143340

Frequently asked questions

What is the NAV of UTI - Nifty Next 50 Index Fund today?

The NAV of UTI - Nifty Next 50 Index Fund (Direct plan, Growth) is ₹27.1041 and the Regular plan NAV is ₹25.9958, as of 13 Nov 2026.

What returns has UTI - Nifty Next 50 Index Fund given?

Over the last year the Direct plan returned 4.98%, and 17.18% a year over 3 years and 11.07% a year over 5 years. That places it 11 of 167 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of UTI - Nifty Next 50 Index Fund?

The Direct plan charges 0.47% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in UTI - Nifty Next 50 Index Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹1,000 or more.

How much has UTI - Nifty Next 50 Index Fund fallen in the past?

Its deepest fall was 39.9% from 31 Aug 2018 to 23 Mar 2020. Of every one-year stretch in its history, 74% ended in a gain.

Which category does UTI - Nifty Next 50 Index Fund belong to?

It is a Index Fund from UTI Mutual Fund. Passively track a market index such as the Nifty 50 or Sensex, with low costs and returns close to the index.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from UTI - Nifty Next 50 Index Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.