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UTI Mutual Fund

UTI - Arbitrage Fund

UTI Mutual Fund · Direct plan · Growth

3-year returns
7.4%
a year
NAV
₹40.27
▲ 0.1% · 18 Sept 2026
Fund size
₹11,132 Cr
Expense ratio
1.29%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹37.60 and has returned 6.81% a year over 3 years.

Returns, and where it stands

Against the average arbitrage fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year6.7%6.8%behind19 of 32
3 years7.4%7.3%ahead11 of 25
5 years6.7%6.6%ahead12 of 20
10 years6.3%6.3%ahead9 of 12
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.6%0.5%
3 months1.7%1.5%
6 months3.2%2.9%
1 year6.7%6.1%
2 yearsp.a.6.9%6.4%
3 yearsp.a.7.4%6.8%
5 yearsp.a.6.7%6.1%
7 yearsp.a.6.2%5.6%
10 yearsp.a.6.3%5.8%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 6.69% in the last 1Y

37.839.040.218 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,976
XIRR (per year)
6.98%
Value today
₹1,99,976

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1% a year
about the same as the arbitrage fund average
Worst fall so far
−0.7%
Mar 2020 to Mar 2020, against −0.5% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4.5% to 7.8%
A year, at worst and at best. Typically 6.2%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
23 Jan 2013
Portfolio turnover
11.05x
Expense ratio
1.29%
as of 31 Jul 2026

Managed by Amit Sharma, Sharwan Goyal, Monish Lotia

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

UTI - Arbitrage Fund against other funds in the Arbitrage Fund category
Fund1Y3Y5YExpenseFund size
Kotak Arbitrage Fund6.89%7.53%6.95%2.4%₹75,712 Cr
Tata Arbitrage Fund6.85%7.51%6.82%1.71%₹24,950 Cr
Invesco India Arbitrage Fund6.94%7.51%7.06%0.39%₹30,618 Cr
Aditya Birla Sun Life Arbitrage Fund6.92%7.5%6.82%1.25%₹27,237 Cr
Edelweiss Arbitrage Fund6.84%7.47%6.9%1.76%₹14,849 Cr
ITI Arbitrage Fund7.02%7.46%6.27%1.15%₹63 Cr
UTI - Arbitrage Fund6.69%7.36%6.7%1.29%₹11,132 Cr

About UTI - Arbitrage Fund

UTI - Arbitrage Fund is a arbitrage fund managed by UTI Mutual Fund. Earn the price difference between the cash and futures markets. Low risk, and taxed as equity, which makes them tax-efficient for short periods.

The objective of the scheme is to generate capital appreciation through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by deployment of surplus cash in debt securities and money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

The scheme's stated objective, as published by UTI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹40.2707120795
DirectIDCW₹23.4564120796
RegularGrowth₹37.5995104075
RegularIDCW₹21.241104074

Frequently asked questions

What is the NAV of UTI - Arbitrage Fund today?

The NAV of UTI - Arbitrage Fund (Direct plan, Growth) is ₹40.2707 and the Regular plan NAV is ₹37.5995, as of 18 Sept 2026.

What returns has UTI - Arbitrage Fund given?

Over the last year the Direct plan returned 6.69%, and 7.36% a year over 3 years and 6.7% a year over 5 years. That places it 11 of 25 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of UTI - Arbitrage Fund?

The Direct plan charges 1.29% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in UTI - Arbitrage Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has UTI - Arbitrage Fund fallen in the past?

Its deepest fall was 0.7% from 16 Mar 2020 to 25 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.

Which category does UTI - Arbitrage Fund belong to?

It is a Arbitrage Fund from UTI Mutual Fund. Earn the price difference between the cash and futures markets. Low risk, and taxed as equity, which makes them tax-efficient for short periods.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from UTI - Arbitrage Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.