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Union Mutual Fund

Union Corporate Bond Fund

Union Mutual Fund · Direct plan · Growth

3-year returns
7%
a year
NAV
₹16.54
▲ 0.05% · 18 Sept 2026
Fund size
₹289 Cr
Expense ratio
0.34%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹16.11 and has returned 6.66% a year over 3 years.

Returns, and where it stands

Against the average corporate bond fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.5%5.3%behind21 of 21
3 years7%7.3%behind19 of 21
5 years5.8%6.3%behind17 of 17
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.2%-0.2%
3 months0.9%0.8%
6 months2.4%2.3%
1 year4.5%4.1%
2 yearsp.a.6.4%6.1%
3 yearsp.a.7%6.7%
5 yearsp.a.5.8%5.5%
7 yearsp.a.6.4%6.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jun 2018.

Plan

NAV history

▲ 4.45% in the last 1Y

15.816.216.618 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹17,784
XIRR (per year)
6.23%
Value today
₹1,97,784

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1.2% a year
about the same as the corporate bond fund average
Worst fall so far
−5.7%
Jun 2019 to Jun 2019, against −2.7% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
4% to 8%
A year, at worst and at best. Typically 6.1%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
31 May 2018
Expense ratio
0.34%
as of 31 Jul 2026

Managed by Parijat Agrawal, Anindya Sarkar, Shrenuj Parekh

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Union Corporate Bond Fund against other funds in the Corporate Bond Fund category
Fund1Y3Y5YExpenseFund size
Franklin India Corporate Bond Fund6.23%8.03%6.73%0.26%₹1,379 Cr
Baroda Bnp Paribas Corporate Bond Fund6.07%7.76%0.2%₹275 Cr
AXIS Corporate Bond Fund5.66%7.68%6.76%0.36%₹7,768 Cr
Nippon India Corporate Bond Fund5.44%7.57%6.78%0.37%₹9,051 Cr
ICICI Prudential Corporate Bond Fund5.89%7.41%6.74%0.36%₹29,688 Cr
DSP Corporate Bond Fund6.09%7.39%6.04%0.3%₹2,816 Cr
Union Corporate Bond Fund4.45%6.98%5.81%0.34%₹289 Cr

About Union Corporate Bond Fund

Union Corporate Bond Fund is a corporate bond fund managed by Union Mutual Fund. Invest at least 80% in the highest-rated (AA+ and above) corporate bonds.

To achieve long term capital appreciation by investing substantially in a portfolio of corporate debt securities. However, there is no assurance that the Investment Objective of the scheme will be achieved.

The scheme's stated objective, as published by Union Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹16.5385143241
DirectIDCW Option₹16.5385143242
RegularGrowth Option₹16.1124143239
RegularIDCW Option₹16.1124143240

Frequently asked questions

What is the NAV of Union Corporate Bond Fund today?

The NAV of Union Corporate Bond Fund (Direct plan, Growth) is ₹16.5385 and the Regular plan NAV is ₹16.1124, as of 18 Sept 2026.

What returns has Union Corporate Bond Fund given?

Over the last year the Direct plan returned 4.45%, and 6.98% a year over 3 years and 5.81% a year over 5 years. That places it 19 of 21 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Union Corporate Bond Fund?

The Direct plan charges 0.34% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Union Corporate Bond Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹1,000 or more.

How much has Union Corporate Bond Fund fallen in the past?

Its deepest fall was 5.7% from 3 Jun 2019 to 10 Jun 2019. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Union Corporate Bond Fund belong to?

It is a Corporate Bond Fund from Union Mutual Fund. Invest at least 80% in the highest-rated (AA+ and above) corporate bonds.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Union Corporate Bond Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.