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Unifi Mutual Fund

Unifi Flexi Cap Fund

Unifi Mutual Fund · Direct plan · Growth

1-year returns
5.4%
NAV
₹10.79
▲ 1.34% · 18 Sept 2026
Fund size
₹236 Cr
Expense ratio
1.46%
a year
Minimum SIP
₹250

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹10.61 and has returned 4.08% over a year.

Returns, and where it stands

Against the average flexi cap fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.4%1.2%ahead9 of 41
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.2%-0.3%
3 months2.5%2.2%
6 months11.7%10.9%
1 year5.4%4.1%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jun 2025.

Plan

NAV history

▲ 5.44% in the last 1Y

9.1410.010.918 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹2,844
XIRR (per year)
8.88%
Value today
₹62,844

12 monthly instalments from 18 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
12.6% a year
1.7% less than the category average — the steadier side
Worst fall so far
−13.2%
Jan 2026 to Mar 2026.
Years that made money
97.2%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹500
Lock-in
None
Plan started
6 Jun 2025
Portfolio turnover
0.51x
Expense ratio
1.46%
as of 31 Aug 2026

Managed by Aejas Lakhani, Saravanan V N, Karthik Srinivas

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Unifi Flexi Cap Fund against other funds in the Flexi Cap Fund category
Fund1Y3Y5YExpenseFund size
Bank of India Flexi Cap Fund10.17%18.96%16.57%0.49%₹2,953 Cr
ITI Flexi Cap Fund10.83%18.55%0.99%₹1,588 Cr
Motilal Oswal Flexi Cap Fund-0.84%17.76%12.77%1.41%₹14,160 Cr
Invesco India Flexi Cap Fund0%17.5%0.52%₹5,709 Cr
360 ONE Flexicap Fund8.08%17.2%0.6%₹2,250 Cr
Bajaj Finserv Flexi Cap Fund4.3%16.88%0.99%₹8,655 Cr
Unifi Flexi Cap Fund5.44%1.46%₹236 Cr

About Unifi Flexi Cap Fund

Unifi Flexi Cap Fund is a flexi cap fund managed by Unifi Mutual Fund. Invest at least 65% in equity, with the fund manager free to move between large, mid and small caps as they see fit.

To generate long term capital appreciation by pursuing active management and bottom-up investing, primarily in equity and equity related instruments across sectors and market cap spectrum. The scheme will anchor to investing in growth businesses and is best suited for investors with long term investment horizon.

The scheme's stated objective, as published by Unifi Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹10.7923153543
RegularGROWTH₹10.6137153542

Frequently asked questions

What is the NAV of Unifi Flexi Cap Fund today?

The NAV of Unifi Flexi Cap Fund (Direct plan, Growth) is ₹10.7923 and the Regular plan NAV is ₹10.6137, as of 18 Sept 2026.

What returns has Unifi Flexi Cap Fund given?

Over the last year the Direct plan returned 5.44%. Past returns do not guarantee future returns.

What is the expense ratio of Unifi Flexi Cap Fund?

The Direct plan charges 1.46% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Unifi Flexi Cap Fund?

You can start a monthly SIP with ₹250, or invest a lump sum of ₹5,000 or more.

How much has Unifi Flexi Cap Fund fallen in the past?

Its deepest fall was 13.2% from 2 Jan 2026 to 31 Mar 2026. Of every one-year stretch in its history, 97% ended in a gain.

Which category does Unifi Flexi Cap Fund belong to?

It is a Flexi Cap Fund from Unifi Mutual Fund. Invest at least 65% in equity, with the fund manager free to move between large, mid and small caps as they see fit.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Unifi Flexi Cap Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.