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Tata Mutual Fund

Tata India Innovation Fund

Tata Mutual Fund · Direct plan · Growth

1-year returns
1.5%
NAV
₹10.40
▲ 0.99% · 18 Sept 2026
Fund size
₹1,346 Cr
Expense ratio
0.9%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹10.13 and has returned 0.05% over a year.

Returns, and where it stands

Against the average sectoral / thematic fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year1.5%5.2%behind137 of 221
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.1%-1.2%
3 months3.8%3.4%
6 months15.8%15%
1 year1.5%0%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Dec 2024.

Plan

NAV history

▲ 1.53% in the last 1Y

8.529.5510.618 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹3,245
XIRR (per year)
10.15%
Value today
₹63,245

12 monthly instalments from 18 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
14.8% a year
0.8% less than the category average — the steadier side
Worst fall so far
−18.1%
Jan 2025 to Apr 2025.
Years that made money
81%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
28 Nov 2024
Portfolio turnover
0.47x
Expense ratio
0.9%
as of 31 Jul 2026

Managed by Meeta Shetty, Hasmukh Vishariya

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Tata India Innovation Fund against other funds in the Sectoral / Thematic Fund category
Fund1Y3Y5YExpenseFund size
Nippon India Taiwan Equity Fund118%61.43%1.24%₹1,128 Cr
HDFC Defence Fund21.09%37.07%0.9%₹11,478 Cr
HDFC Transportation and Logistics Fund7.35%24.8%1.09%₹2,116 Cr
SBI Healthcare Opportunities Fund20.88%24.31%18.52%1.02%₹5,796 Cr
UTI - Healthcare Fund16.82%24.15%16.09%1.28%₹1,444 Cr
LIC MF Infrastructure Fund8.97%23.9%21.88%1.35%₹1,174 Cr
Tata India Innovation Fund1.53%0.9%₹1,346 Cr

About Tata India Innovation Fund

Tata India Innovation Fund is a sectoral / thematic fund managed by Tata Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

The investment objective of the scheme is to provide investors with opportunities for long term capital appreciation by investing in equity and equity related instruments of companies that seeks to benefit from adoption of innovative strategies & theme.

The scheme's stated objective, as published by Tata Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹10.4048153055
DirectIDCW Payout Option₹10.4048153057
DirectIDCW Reinvestment Option₹10.4048153056
RegularGrowth Option₹10.1264153059
RegularIDCW Payout Option₹10.1264153054
RegularIDCW Reinvestment Option₹10.1264153058

Frequently asked questions

What is the NAV of Tata India Innovation Fund today?

The NAV of Tata India Innovation Fund (Direct plan, Growth) is ₹10.4048 and the Regular plan NAV is ₹10.1264, as of 18 Sept 2026.

What returns has Tata India Innovation Fund given?

Over the last year the Direct plan returned 1.53%. Past returns do not guarantee future returns.

What is the expense ratio of Tata India Innovation Fund?

The Direct plan charges 0.9% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Tata India Innovation Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹5,000 or more.

How much has Tata India Innovation Fund fallen in the past?

Its deepest fall was 18.1% from 2 Jan 2025 to 7 Apr 2025. Of every one-year stretch in its history, 81% ended in a gain.

Which category does Tata India Innovation Fund belong to?

It is a Sectoral / Thematic Fund from Tata Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Tata India Innovation Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.