Tata Floating Interest Rates Fund NAV Today & Returns

Returns, and where it stands

Against the average floater fund, and its place among them. Anything longer than a year is a yearly rate.

Period	This fund	Category	Rank
1 year	5.5%	5.6%behind	8 of 12
3 years	7.3%	7.6%behind	11 of 12
5 years	6.7%	6.8%behind	8 of 12

Every period, and the Regular plan →

Period	Direct	Regular
1 month	0.4%	0.3%
3 months	0.8%	0.7%
6 months	3%	2.8%
1 year	5.5%	5%
2 yearsp.a.	6.9%	6.4%
3 yearsp.a.	7.3%	6.8%
5 yearsp.a.	6.7%	6.3%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jul 2021.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy

0.8% a year

about the same as the floater fund average

Worst fall so far

−0.6%

May 2022 to May 2022, against −1.4% for the category.

Years that made money

100%

Of every one-year stretch it has been through.

Over any three years

6.1% to 8%

A year, at worst and at best. Typically 7.4%.

Tata Floating Interest Rates Fund against other funds in the Floater Fund category
Fund	1Y	3Y	5Y	Expense	Fund size
Axis Floating Interest Rates Fund	6.65%	8.34%	7.27%	0.22%	₹149 Cr
Franklin India Floating Interest Rates Fund	5.99%	7.97%	7.21%	0.38%	₹256 Cr
ICICI Prudential Floating Interest Rates Fund	5.64%	7.7%	7.09%	0.29%	₹8,658 Cr
Bandhan Floating Interest Rates Fund	5.95%	7.69%	6.8%	0.09%	₹224 Cr
Kotak Floating Interest Rates Fund	5.15%	7.56%	6.71%	0.24%	₹3,240 Cr
DSP Floating Interest Rates Fund	4.74%	7.54%	6.55%	0.28%	₹316 Cr
Tata Floating Interest Rates Fund	5.48%	7.29%	6.75%	0.32%	₹114 Cr

Axis Floating Interest Rates Fund

6.65%

8.34%

7.27%

0.22%

₹149 Cr

Franklin India Floating Interest Rates Fund

5.99%

7.97%

7.21%

0.38%

₹256 Cr

ICICI Prudential Floating Interest Rates Fund

5.64%

7.7%

7.09%

0.29%

₹8,658 Cr

Bandhan Floating Interest Rates Fund

5.95%

7.69%

6.8%

0.09%

₹224 Cr

Kotak Floating Interest Rates Fund

5.15%

7.56%

6.71%

0.24%

₹3,240 Cr

DSP Floating Interest Rates Fund

4.74%

7.54%

6.55%

0.28%

₹316 Cr

Tata Floating Interest Rates Fund

5.48%

7.29%

6.75%

0.32%

₹114 Cr

About Tata Floating Interest Rates Fund

Tata Floating Interest Rates Fund is a floater fund managed by Tata Mutual Fund. Invest at least 65% in floating-rate instruments, whose interest resets with market rates.

The objective of the scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments.
The scheme's stated objective, as published by Tata Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes

Plan	Option	NAV	Scheme code
Direct	Growth Option	₹14.0566	149007
Direct	IDCW Monthly Dividend Reinvestment Option	₹14.0566	149037
Direct	IDCW Monthly Payout Option	₹14.0566	149000
Direct	IDCW Periodic Dividend Reinvestment Option	₹14.0566	149033
Direct	IDCW Periodic Payout Option	₹14.0566	149002
Direct	IDCW Quarterly Dividend Reinvestment Option	₹14.0566	149034
Direct	IDCW Quarterly Payout Option	₹14.0566	149001
Regular	Growth Option	₹13.7361	149003
Regular	IDCW Monthly Dividend Reinvestment Option	₹13.7361	149035
Regular	IDCW Monthly Payout Option	₹13.7361	149004
Regular	IDCW Periodic Dividend Reinvestment Option	₹13.7361	149036
Regular	IDCW Periodic Payout Option	₹13.7361	149006
Regular	IDCW Quarterly Dividend Reinvestment Option	₹13.7361	149038
Regular	IDCW Quarterly Payout Option	₹13.7361	149005

Frequently asked questions

What is the NAV of Tata Floating Interest Rates Fund today?

The NAV of Tata Floating Interest Rates Fund (Direct plan, Growth) is ₹14.0566 and the Regular plan NAV is ₹13.7361, as of 13 Nov 2026.

What returns has Tata Floating Interest Rates Fund given?

Over the last year the Direct plan returned 5.48%, and 7.29% a year over 3 years and 6.75% a year over 5 years. That places it 11 of 12 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Tata Floating Interest Rates Fund?

The Direct plan charges 0.32% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Tata Floating Interest Rates Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has Tata Floating Interest Rates Fund fallen in the past?

Its deepest fall was 0.6% from 2 May 2022 to 6 May 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Tata Floating Interest Rates Fund belong to?

It is a Floater Fund from Tata Mutual Fund. Invest at least 65% in floating-rate instruments, whose interest resets with market rates.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Tata Floating Interest Rates Fund taxed?

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.