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Tata Mutual Fund

Tata Digital India Fund

Tata Mutual Fund · Direct plan · Growth

3-year returns
4.2%
a year
NAV
₹47.98
▼ 0.24% · 18 Sept 2026
Fund size
₹10,322 Cr
Expense ratio
0.67%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹40.60 and has returned 2.93% a year over 3 years.

Returns, and where it stands

Against the average sectoral / thematic fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-14.5%5.2%behind219 of 221
3 years4.2%14.5%behind132 of 136
5 years3.1%12.9%behind98 of 98
10 years17.5%14.5%ahead9 of 68
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2.5%-2.6%
3 months3.6%3.2%
6 months5.3%4.7%
1 year-14.5%-15.6%
2 yearsp.a.-10.8%-11.9%
3 yearsp.a.4.2%2.9%
5 yearsp.a.3.1%1.6%
7 yearsp.a.16.7%15%
10 yearsp.a.17.5%15.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▼ 14.54% in the last 1Y

44.151.458.718 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Loss
₹12,624
XIRR (per year)
-4.68%
Value today
₹1,67,376

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
18.3% a year
2.7% more than the category average — the bumpier side
Worst fall so far
−33.3%
Dec 2024 to Mar 2026, against −25.3% for the category.
Years that made money
73.2%
Of every one-year stretch it has been through.
Over any three years
3.9% to 46.6%
A year, at worst and at best. Typically 23%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
28 Dec 2015
Portfolio turnover
0.28x
Expense ratio
0.67%
as of 31 Jul 2026

Managed by Meeta Shetty, Hasmukh Vishariya

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Tata Digital India Fund against other funds in the Sectoral / Thematic Fund category
Fund1Y3Y5YExpenseFund size
Nippon India Taiwan Equity Fund118%61.43%1.24%₹1,128 Cr
HDFC Defence Fund21.09%37.07%0.9%₹11,478 Cr
HDFC Transportation and Logistics Fund7.35%24.8%1.09%₹2,116 Cr
SBI Healthcare Opportunities Fund20.88%24.31%18.52%1.02%₹5,796 Cr
UTI - Healthcare Fund16.82%24.15%16.09%1.28%₹1,444 Cr
LIC MF Infrastructure Fund8.97%23.9%21.88%1.35%₹1,174 Cr
Tata Digital India Fund-14.54%4.25%3.06%0.67%₹10,322 Cr

About Tata Digital India Fund

Tata Digital India Fund is a sectoral / thematic fund managed by Tata Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.

The scheme's stated objective, as published by Tata Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth Option₹47.9756135800
DirectPayout of Income Distribution cum capital withdrawal option₹46.3674135795
DirectReinvestment of Income Distribution cum capital withdrawal option₹46.3674135798
RegularGrowth Option₹40.5981135797
RegularPayout of Income Distribution cum capital withdrawal option₹38.9969135796
RegularReinvestment of Income Distribution cum capital withdrawal option₹38.9969135799

Frequently asked questions

What is the NAV of Tata Digital India Fund today?

The NAV of Tata Digital India Fund (Direct plan, Growth) is ₹47.9756 and the Regular plan NAV is ₹40.5981, as of 18 Sept 2026.

What returns has Tata Digital India Fund given?

Over the last year the Direct plan returned -14.54%, and 4.25% a year over 3 years and 3.06% a year over 5 years. That places it 132 of 136 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Tata Digital India Fund?

The Direct plan charges 0.67% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Tata Digital India Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹5,000 or more.

How much has Tata Digital India Fund fallen in the past?

Its deepest fall was 33.3% from 13 Dec 2024 to 31 Mar 2026. Of every one-year stretch in its history, 73% ended in a gain.

Which category does Tata Digital India Fund belong to?

It is a Sectoral / Thematic Fund from Tata Mutual Fund. Invest in one sector (such as banking, IT or pharma) or a theme (such as consumption or infrastructure). Concentrated and higher risk; suited to investors with a view on that sector.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Tata Digital India Fund taxed?

Gains are taxed as equity: sell within 12 months and the gain is short-term, taxed at 20%. Hold longer and it is long-term, taxed at 12.5% on gains above ₹1.25 lakh in a financial year, across all your equity investments.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.