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Sundaram Mutual Fund

Sundaram Overnight Fund

Sundaram Mutual Fund · Direct plan · Growth

3-year returns
6.1%
a year
NAV
₹1,465.09
▲ 0.03% · 20 Sept 2026
Fund size
₹1,335 Cr
Expense ratio
0.06%
a year

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹1,454.42 and has returned 5.95% a year over 3 years.

Returns, and where it stands

Against the average overnight fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.2%5.2%behind25 of 36
3 years6.1%6%ahead21 of 32
5 years5.7%5.7%behind18 of 27
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.4%
3 months1.3%1.2%
6 months2.6%2.5%
1 year5.2%5.1%
2 yearsp.a.5.7%5.6%
3 yearsp.a.6.1%5.9%
5 yearsp.a.5.7%5.6%
7 yearsp.a.5.1%5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Mar 2019.

Plan

NAV history

▲ 5.23% in the last 1Y

1,3931,4291,46420 Sept 202521 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹16,180
XIRR (per year)
5.68%
Value today
₹1,96,180

36 monthly instalments from 24 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0% a year
about the same as the overnight fund average
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
3.7% to 6.5%
A year, at worst and at best. Typically 5.2%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
20 Mar 2019
Expense ratio
0.06%
as of 31 Jul 2026

Managed by Kumaresh Ramakrishnan, Sandeep Agarwal

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Sundaram Overnight Fund against other funds in the Overnight Fund category
Fund1Y3Y5YExpenseFund size
Bank of India Overnight Fund5.5%6.21%5.84%0.08%₹109 Cr
Quant Overnight Fund5.06%6.13%0.19%₹58 Cr
Axis Overnight Fund5.3%6.1%5.75%0.09%₹11,325 Cr
Tata Overnight Fund5.3%6.1%5.74%0.09%₹4,571 Cr
Bajaj Finserv Overnight Fund5.33%6.09%0.12%₹653 Cr
Nippon India Overnight Fund5.28%6.09%5.74%0.1%₹8,548 Cr
Sundaram Overnight Fund5.23%6.05%5.7%0.06%₹1,335 Cr

About Sundaram Overnight Fund

Sundaram Overnight Fund is a overnight fund managed by Sundaram Mutual Fund. Invest in securities maturing in one day. Extremely low risk and returns close to the overnight interest rate; used to park money for a few days.

To generate income by investing in debt, money market instruments, cash and cash equivalents with overnight maturity / maturing in one business day. No Guarantee/Assurance: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Schemes. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.

The scheme's stated objective, as published by Sundaram Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹1,465.0867146963
DirectIDCW (Income Distribution CUM Capital Withdrawal)₹1,058.8788146957
DirectIDCW (Income Distribution CUM Capital Withdrawal)₹1,058.8788146962
RegularGROWTH₹1,454.4214146959
RegularIDCW (Income Distribution CUM Capital Withdrawal)₹1,053.412146960
RegularIDCW (Income Distribution CUM Capital Withdrawal)₹1,053.412146961

Frequently asked questions

What is the NAV of Sundaram Overnight Fund today?

The NAV of Sundaram Overnight Fund (Direct plan, Growth) is ₹1,465.0867 and the Regular plan NAV is ₹1,454.4214, as of 20 Sept 2026.

What returns has Sundaram Overnight Fund given?

Over the last year the Direct plan returned 5.23%, and 6.05% a year over 3 years and 5.7% a year over 5 years. That places it 21 of 32 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Sundaram Overnight Fund?

The Direct plan charges 0.06% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

Which category does Sundaram Overnight Fund belong to?

It is a Overnight Fund from Sundaram Mutual Fund. Invest in securities maturing in one day. Extremely low risk and returns close to the overnight interest rate; used to park money for a few days.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Sundaram Overnight Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.